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•AKA: Data Breach

•What is DB? It is the loss, theft, accidental release or accidental publication of Personally Identifiable Information

•Who needs DB? Any business that stores or handles any private business or customer information or employee data.

•What does DB do? Mitigation, Post-Breach Services, 1st party coverage, 3rd party coverage.

•Why get DB? 85% of breaches occur w/small business. Average per-record cost has increased (in 2009 it was $204.)

•How can a DB occur? Unauthorized access, stolen or lost paper files, stolen or lost laptop or disks or drive, employee error, stolen credit card information. 

INSURANCE CARRIERS

Aegis

Allied

Allstate

American Modern

AmTrust

AmWins

Applied Underwriters

AU Gold

California Fair Plan

Chubb

CNA

Crusader Insurance Company

CSE

Dairyland

Employers

First American 

First Comp

Foremost

GeoVera

GMAC

Great American 

Guard Insurance Group

Hagerty

Hartford

HCC Surety

Hiscox 

Hudson

ICW Group

Infinity

Kemper 

Lexington

Liberty Mutual 

Markel

Nationwide

Pacific Specialty

Personal Umbrella.com

Philadelphia 

Safeco

Security National Insurance Company 

State Compensation Insurance Fund

Travelers 

USLI

Wright Flood

Zenith

Zurich

 

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